Mortgage Loan Specialist III

Description • Perform one or more of the following functions; process, close, and fund mortgage loans according to established regulations and procedures.
• Review title requirements, exceptions, and other information obtained for accuracy , completeness, and conformance
• Set up file, review documentation in loan system or enter the data into the loan system.
• Ensure file meets minimum documentation/product guidelines.
• Review credit, disclosures, order title, MI and appraisal, if applicable.
• Complete required checklists/worksheets.
• Obtain additional documentation needed from all sources.
• Submit for Automatic (Decisioner)/Underwriting approval.
• Review & collect underwriter conditions and submit conditions for underwriting approval.
• May Coordinate and schedule closing
• Prepare closing instructions and review required loan documentation and HUD-1 for accuracy.
• Review loan system and documentation in file returning to underwriting, if applicable. .
• Close out loan on system, scan file and deliver files to Post Closing, if applicable.
• Review and respond to exception reports, internal and external audits, as required.
• Maintain awareness of all legal regulations relating to processing and closing
• May prepare commitment letter
• Other duties as assigned.

Requirements • Minimum 3 years of related experience.
• High School Diploma required; Bachelor Degree preferred
• Proficient computer skills
• Excellent communication skills
• Excellent organization skills
• Strong knowledge of remittance processes.