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Make the Right Move and join a winning team! Build your career with us. HSBC - North America is part of HSBC Group, one of the largest banking and financial services organizations in the world. Our domestic strength and extensive global network provides our employees with the best of both worlds - the friendliness of a local organization and the resources of a worldwide network - for diverse experiences and challenging career opportunities. Provide support for large and/or complex credit policy, risk and/or marketing projects requiring advanced analytical, quantitative and technical skills. Develop and recommend credit-related policies as appropriate. Conduct complex research projects and/or statistical models related to project design, data collection, analysis, and summary of findings, recommendations and presentation of results. Acquisition, credit limit setting, credit support system performance and account management). Gather and analyze economic, industry, demographic, and/or other data to determine impact on business operations, as appropriate. Manage projects to develop recommendations for credit policy, credit/data support systems, bulk acquisitions, new merchant program structures, profitability/pricing for accounts and portfolios and provide revenue, cost, and delinquency and loss forecasts. Conduct studies of customer groups and product types and develop computer-based models for projections (i.e. delinquency and charge-off, cost and profitability, new account. Evaluate and implement internal and external credit scoring models using both traditional and other advanced predictive technologies.  Use segmentation and optimization tools in strategy development. Train, provide direction to and review the work of less experienced analysts. Complete other responsibilities, as assigned. Monitor and evaluate performance of credit support systems utilizing internal or external scoring, management software packages or programs to aid in managing account acquisition and portfolio management. Design and write mainframe and PC programs for statistical analysis of portfolio performance, which includes developmental and production mainframe programs. Be responsible for ensuring that account acquisition or account management systems are operating efficiently, should code, test, and program and implement new policy changes and/or systems for account acquisition or account management systems. Ensure compliance, operational risk controls in accordance with HSBC or regulatory standards and policies; and optimize relations with regulators by addressing any issues. Promote an environment that supports diversity and reflects the HSBC brand. Maintain HSBC internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators.

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