Insurance Capital companies model and define themselves along the following principles:

TECHNOLOGY
As a technology-oriented organization, we provide the optimal technology to support our customers and our markets.
QUALITY
We are committed to providing our customers with the highest quality companies, benefits and services in the insurance and financial services market. We do this by always putting our customers’ needs first.
INNOVATION
We continually monitor and review market needs in order to develop new products to meet these needs. Our objective is always to be an innovative leader in product development and to lead the market for our distributors.
COMPLIANCE
We strive to assure that all sales activities associated with our companies are conducted fully in concert with established market conduct and compliance standards and requirements.
ETHICS
We pledge to deal with the highest degree of ethics, honestly and professionally, and to focus on excellence in our relationships with all our insurance and benefit providers.

ICM Agent Distribution

• Three Distribution Channels.
  
• Nationwide Product Distribution.
  
• Approximately 5,000 agents combined in 2006.
  

ICM can put your product on the map!

It's a fact: distribution is critical to an insurance or financial company's success. If you need access to agents ready and willing to sell your product, ICM's distribution network can help.

Our agents serve a number of specialized markets, including:

• Seniors
  
• Small Business Owners & the Self-Employed
  
• Middle-income families
  
• Those who cannot afford or medically qualify for Major Medical Health Insurance
  
• Large employer groups
  
• Sponsored groups
  
• Associations
  

Our expertise in these markets is second to none. And not only does ICM offer outstanding reach, we also provide a full complement of market services, including our web-based technology, agent incentive programs, marketing support, and customer service.

Combined, we offer an unbeatable level of value and service--one of the key reasons that ICM is the fastest growing successful marketing company in the industry today.

ICM Products

ICM distributes a wide array of insurance and financial services products. Here is our current portfolio:

• Major Medical Health Insurance AHCP, National Direct
  
• One-Deductible Plans AHCP, National Direct
  
• HSA-Qualified High Deductible Plans AHCP, National Direct
  
• Mini-Medical Plan AHCP
  
• Short Term Medical AHCP, National Direct
  
• Simplified-Issue Indemnity Plan AHCP, ACP, National Direct
  
• Medicare Supplement ACP
  
• Senior Managed Care ACP
  
• Final Expense ACP
  
• Supplemental Insured Benefit Plan
  

Insurance Capital Management
4929 W. Royal Lane
2nd Floor
Irving, TX 75063
972-915-3200 Phone
972-915-3232 Fax

info@icmusa.com