AEGON is one of the world's largest life insurance and pension companies, and a strong provider of investment products. We empower our local business units to identify and provide products and services that meet the evolving needs of our customers, using distribution channels best suited to their local markets. We take pride in balancing a local approach with the power of an expanding global operation.

With headquarters in The Hague, the Netherlands, AEGON companies employ approximately 28,000 people. AEGON's three major markets are the United States, the Netherlands and the United Kingdom. In addition, the Group is present in a number of other countries including Canada, China, Czech Republic, Hungary, Mexico, Poland, Slovakia, Spain and Taiwan.

Respect, quality, transparency and trust constitute AEGON's core values as the company continually strives to meet the expectations of customers, shareholders, employees and business partners. AEGON is driven to deliver new thinking and our ambition is to be the best in the industry.

We strive to create better futures for our stakeholders through living our Core Values.

Respect: We treat all stakeholders the way that we want to be treated, with consideration for individual and cultural diversity.

Quality: We offer products and services that are designed to improve our customers' financial security and future.

Transparency: We provide open, accurate and timely information about our products, performance and financial results.

Trust: We build long-term relationships by honoring our commitments.

Our Core Values are reflected in our Motto: "Respect People, Make Money, Have Fun."

Our goal is to maintain a friendly work environment where contributions are recognized and success is celebrated. You'll find the training, support and hands-on experience that allows you to demonstrate your potential and make a real difference from day one. With committed, talented people and advanced technology, we are transforming the way we deliver financial services.

WELFARE AND RETIREMENT BENEFITS

Medical Plan
Few things are more important than protecting your health and the health of your family. All locations offer medical plan options and programs that focus on high quality health care services, healthy life styles, effective use of health care services and management of health care costs. Your medical coverage choices include a traditional Preferred Provider Organization (PPO) Plan, or a Health Savings Account Program that combines a tax-advantaged savings / reimbursement program with PPO health coverage. Both medical plan options cover 100 percent of the in-network cost for preventive care benefits.


Dental Plan
A Dental Provider Organization (DPO) Plan is available at all locations. You may use any qualified dentist; however, the plan pays a higher level of benefits when you use dentists in the network.


Vision Plan
The Vision Plan provides benefits toward the costs of an annual eye exam, lenses and frames or contacts. You may use any qualified vision care provider; however, the plan pays a higher level of benefits when you use participating vision care professionals.


Health Care and Dependent Flexible Spending Accounts
The Health Care Flexible Spending Account and Dependent Care Flexible Spending Account allow you to pay for health care and dependent day care expenses that are not paid by other benefit plans. You set aside before tax dollars from your pay. As you incur eligible expenses, you claim tax-free reimbursements from your account to cover the expenses.


Employee Life Insurance
The Company provides coverage equal to your basic annual earnings at no cost to you. You may purchase 1, 2, 3, or 4 times your basic annual earnings, up to an additional $1,000,000.


Dependent Life Insurance
Dependent life insurance is an optional benefit you may purchase to provide life insurance coverage for your spouse and dependent children.


Accidental Death and Dismemberment (AD&D) Insurance
AD&D is an optional benefit you may purchase to provide coverage for loss of life, limb, sight, speech, hearing, or for paralysis as a result of a covered accident.


Short-Term Disability (STD) Program
The STD program is paid by the Company in most locations. The program is for non-occupational injuries and illnesses. It provides a percentage of basic earnings for a period of time based on length of service with the Company.


Long-Term Disability (LTD) Plan
The Company provides a benefit of 50 percent of basic monthly earnings at no cost to you. This plan provides benefits for qualifying disabilities that last more than 180 days. At your expense, you may elect an additional 10 percent of optional coverage, for a total benefit of 60 percent of basic monthly earnings.


EAP Services
The Employee Assistance Plan (EAP) provides confidential counseling services at no cost to you. EAP services provide support, referral, or professional assistance with various family, marital, work, alcohol, drug, emotional, legal or financial issues.


Carebridge
Carebridge Life Management and Work-Life Assistance educational services and resources are available to you and your family members at no charge. Carebridge services support you in successfully managing issues related to relocation, childcare, eldercare, college planning, parenting and adoption. Carebridge Services also provide guidance on health and wellness, time management, and financial and retirement planning.


Pension Plan
Funded entirely by the Company at no cost to you, the Pension Plan provides retirement income based on your years of service, final average earnings and age at retirement.


401(k) Profit Sharing Plan
The 401(k) Plan allows you to save up to 25 percent of your pre-tax salary, subject to limits. The company matches 100 percent of the first three percent you contribute. You have a choice of 19 investment funds, including a self-directed fund with more than 1,200 mutual funds and other investment vehicles.


INCENTIVE PLANS

The following are the incentive compensation programs that could provide additional bonus pay for individual and company performance.

Annual Bonus Plans

Stock Plans

AEGON Group are Equal Employment Opportunity Employers.