Not everyone can be a Navy Seal. Still, many give it their best shot to see if they have what it takes to make it through Navy Seal training. Some individuals are cut from the program during training, some just quit because they can't hack it. If success was easy, there would be no failures. SHC, in comparison, only wants the best of the best, literally. The rest can go be insurance agents or just return to the little cubicle from which they came. After all, the Navy needs Petty Officers, same as the insurance industry needs insurance agents.

Senior Healthcare Consultants (SHC), in conjunction with an autonomous five division marketing organization called RJR Insurance Services, Inc. (formerly called National Group Underwriters, Inc. "NGU" and America's Insurance Marketing Services, Inc. "AIMS"), provides services ranging from senior healthcare planning and senior financial planning to non-insurance reduced cost health related service products and reduced cost prescription drug programs. Over the last 3 years, in our captive career division alone, we have placed new sales premium of over $30,000,000 in insurance products, not including our non-insurance product programs.

RJR's largest subdivision, Senior Healthcare Consultants or "SHC," is an independent marketing firm for highly rated Fortune 500 Companies that specialize in the senior healthcare market and sell primarily Medicare Supplement or "Medigap" policies. SHC is best known for its career distributions, all of which provide its representatives with 4-5 daily preset appointments, double-verified, and made the day prior to the day for which they are set. These divisions provide its salespeople with a true career opportunity through its methodology of ensuring its consultants have the security of a high, stable weekly/monthly commission income due to the fact that they do not have to rely on prospecting or cold-calling to get in front of interested buyers each day.

When a senior citizen becomes 65 years old they have available to them government health insurance, called Medicare. This health insurance pays a portion of a senior's doctor and hospital bills. However, it leaves up to tens of hundreds of thousands of dollars in potential bills for a senior to pay if they are without a supplemental plan. Hence, our product is an absolute need, which virtually all senior citizens must have. The best aspect of selling our product is that it generally is not affected by the economy whatsoever. We sell to a market that is usually not in the workforce and always has income through retirement, social security, pension, etc... This market must spend money on their absolute needs and recent data shows up to 60% of their absolute needs are healthcare. This is what we provide. Lastly, with the upcoming surge in the population of seniors, estimated to triple in 10 years, SHC will have significant growth in sales simply based on the force of nature. When other firms have to downsize, SHC will upsize!