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Cash America

Accounting - Finance
5,000 - 10,000 employees  |  

Cash America International

Founded in 1983, Cash America, Inc. operated 943 total locations offering specialty financial services to consumers, which included 859 lending locations in 21 states in the United States primarily under the names “Cash America Pawn,” “SuperPawn,” “Cash America Payday Advance,” and “Cashland,” as well as 84 check-cashing centers (all of which are unconsolidated franchised check cashing centers) operating in 12 states in the United States under the name “Mr. Payroll.”

Cash America operates on a set of five core values that define our character and drive the way we do business on a daily basis. Those key principles serve as the foundation for how we think, act, and interact with our coworkers, customers, shareholders and vendors. The values, outlined below, are our deep-rooted beliefs and the keys to our success.
  • We are family.
  • We strive for excellence.
  • We bring honor to the team.
  • We have fun.
  • We act with a servant's heart.

Additionally, these values help us attract the most talented, enthusiastic and professional people in the marketplace who fit our culture. Once hired, we do everything we can to keep them, including promoting from within, offering a compensation program that provides an opportunity to make a great living, providing a comprehensive and affordable benefits program, as well as a 401(k) retirement plan that includes company-matching.

These are just a few of the things that make Cash America a great place to work. We're confident you will be able to identify more if you are invited to join our team, either at our corporate office (we call it the Field Support Center) in Fort Worth, Texas, or one of our pawnshops nationwide.

Cash America is committed to a smoke-free and drug-free workplace. All persons interested in working for the company must submit to a pre-employment drug test. We are an equal opportunity employer.

Corporate History

In 1983, Cash America founder Jack Daugherty opened the first Cash America
Pawn in Irving, Texas, with hopes to build a company that would serve the under-banked
population—those who could not get financial help from traditional financial
lenders. After just a few years, he took the company public and has since
expanded Cash America to become one of the largest pawnshop chains in the

Today, Cash America owns and operates more than 900 locations in the United
States. From Cash America Pawn and SuperPawn, Cashland
and Payday Advance to Mr. Payroll, the Cash America family of brands
offers a multitude of financial services to help people in need, including collateralized loans, cash advances, pre-paid
debit cards and more.

  • 1983 Company founded by Jack Daugherty with one pawnshop in
    Irving, Texas.

  • 1984 Incorporated as Cash America Investments, Inc.

  • 1987 Five million common shares sold in public offering for
    $14.6 million. Acquired Big State Pawn chain of 47 pawnshops.

  • 1990 Listed on the New York Stock Exchange under symbol
    “PWN”; stock splits 3 for 2.

  • 1992 Acquired Harvey & Thompson chain of 26 stores in
    United Kingdom, the first international venture for Cash America.

  • 1994 Opened 300th pawnshop. Reached $1 billion loaned and
    accumulated over 14 million loan transactions. Acquired Mr. Payroll
    , a check-cashing subsidiary.

  • 1995 Acquired Svensk Pantbelǻning chain of 10 stores in

  • 1998 Opened 400th pawnshop. Began franchising Cash America

  • 2000 Tested cash advance product in pawn locations.

  • 2003 Acquired Cashland (cash advances and check-cashing
    subsidiary) and solidified the largest single acquisition in our company’s
    history. Five billion dollars loaned.

  • 2004 Initiated move to the Western United States. Sold
    European subsidiaries Harvey & Thompson and Svensk Pantbelǻning, and
    acquired the largest remaining independently owned pawnshop chain in the United

    Changed New York Stock Exchange symbol to “CSH.”

  • 2006 Purchased online lending company—
    —to provide our customers another avenue for securing short-term cash advances. is now an online lending tradename of Enova Financial, Cash
    America's Internet division.

  • 2007 Entered online lending market in United Kingdom with

  • 2008 Opened 500th pawnshop; purchased majority ownership in
    Prenda Fácil, the second-largest pawnshop chain in Mexico.

  • 2009 Opened 1,000th location through Prenda Fácil in Mexico
    and expanded online lending into Australia and Canada with and, respectively.

  • 2010 Acquired 39-store pawnshop chain in Washington and
    Arizona operating under the brand names Maxit Financial and Pawn

  • 2011 Acquired seven-store chain of pawnshops in Arizona
    operated by franchisee Pawn Partners.

  • 2012 Acquired 25-store pawnshop chain, Pawn & Bargains,
    in Tennessee, North Carolina, Kentucky and Arizona; and nine-store pawnshop
    chain, Central Pawn, in Arizona.

  • 2013 Acquired 41-store chain of pawnshops in Texas operating
    under the brand name Top Dollar Pawn.

  • 2014 Company exits Mexico by selling its remaining 47
    locations.  Enova common stock begins trading on the NYSE under the symbol
    "ENVA".  Cash America returns to its roots of U.S. only pure pawn