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Jackson National Life

Founded in 1961, Jackson National Life Insurance Company has evolved from a single-channel insurance company offering few products to a $68-billion1 firm offering multiple products through multiple distribution channels throughout the United States. Positioned to win, Jackson National Life has the products, distribution relationships, technological expertise, and flexibility to profitably meet customer needs. Jackson National Life's objective is to continue building a profitable and sustainable position in the U.S. market.
Jackson National Life offers excellent benefits, including subsidized on-site child care, health, vision, and dental insurance (including orthodontia), three weeks paid time off during the first year and up to $5,000 per year for your children to go to college. Eligibility for benefits is effective after a designated waiting period. Medical Insurance Medical Insurance is offered to all eligible associates, without a pre-existing clause, and is available on a pretax basis. Dental coverage is provided for all enrollees in the health program. Vision Plan Available from Vision Service Plan (VSP). Covers one eye exam and glasses or contacts per year. Long-Term Care Coverage Available from UNUM for associate, spouse, and parents. Portable coverage and low group rates. Guaranteed issue for associate. Holiday Schedule Nine paid holidays: New Year's Day, Martin Luther King, Jr. Day, President's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, Christmas Day, Floating Holiday Personal/Disability Days Eligible immediately Personal days can be used for sick days, vacation days, appointments, etc. Disability days are used for medical absences of three or more days. Absences meeting this criteria will be deducted from disability days rather than personal days. During the associate's first calendar year, his or her personal and disability days available for use will be prorated based on the month in which the associate was hired. JNL Retirement Plan – 401(k) JNL currently contributes 4-6 percent of an associate's annual salary based on eligibility criteria, which includes one year of service and attainment of age 21. Associates can contribute up to 50 percent of their annual salary, after completing 60 days of employment and attainment of age 18, to a wide selection of investment options covering a variety of risk profiles. JNL currently matches associate contributions dollar for dollar up to 6 percent of salary, once the associate meets eligibility criteria. The match is subject to IRS limits. Flexible Spending Accounts: Dependent Care and Health Care A Flexible Spending Account enables associates to pay for dependent care expenses and health care expenses - that are not otherwise covered by the Company's health plans - on a pretax basis. Dependent Tuition Program This program pays tuition expenses for JNL associates' dependent children who are attending an accredited two-year or four-year education institution and are working toward a degree. To be eligible, an associate must be a full-time, regular associate with at least one year of continuous service. Other eligibility guidelines apply. Group Life Insurance Term life insurance is provided for eligible associates with coverage amounts equal to twice an associate's annual salary.* The cost of this insurance is paid for by Jackson National Life®. The Company will maintain this coverage even if the associate becomes disabled and is unable to work while on a leave of absence. *The cost of coverage over $50,000 is taxable. Income Protection Plan (IPP) A plan that pays 60 percent of eligible earnings to qualified associates who are medically disabled. Benefits begin after a 14-calendar-day elimination period has been satisfied and may continue through the 90th day of disability. Jackson National Life pays the entire cost of this benefit. Long-Term Disability A plan, administered by UNUM, which pays 60 percent of eligible earnings to qualified associates who are disabled. Benefits begin on the 91st day of disability. Jackson National Life pays the entire cost of this benefit. Education Matching Gift Program Under this program, JNL will match associates' monetary gifts to accredited nonprofit private or public graduate and undergraduate colleges and universities. Maximum matched contribution is $2,500 per calendar year. Continuing Education Tuition Reimbursement and Bonus
  • Tuition reimbursement program
  • Life Office Management Association (LOMA) and industry self-study courses available.
  • Bonuses for LOMA courses and industry designations.
Additional Benefits
  • Company-sponsored events.
  • Paid bereavement, jury duty, etc.
  • JNL training courses in products, marketing, technology, and professional development.
Product Discounts Associates may purchase JNL's products at a discounted rate. All associate offers are contingent upon a negative drug screen. Drug tests are required, at JNL's expense, for employment. This document contains only a general description of important features of the Group Life Insurance, Long- and Short-Term Disability Insurance, Group Medical Insurance, Group Dental Insurance, Group Long-Term Care, and the Defined Contribution/401(k) Plan. In no way can this document change, add to, or take away from the provisions as set forth in the documents governing these Plans. Jackson National Life may change, alter, modify, amend, or discontinue any benefit or insurance program as deemed necessary or appropriate in its business judgment.
Career Opportunities
Jackson's Marketing Campaigns Win Industry Accolades

DENVER – July 24, 2006 – Jackson National Life Insurance Company® (Jackson) today announced that two of the company's marketing campaigns have received awards for achievement in graphic design, editorial content and overall communications excellence.

Jackson's "Choose Your DirectionSM: A Guide to IRAs" campaign has received an APEX 2006 Grand Award in the Campaigns, Programs & Plans category from Communications Concepts, Inc., publisher of Writing That Works, a monthly newsletter that covers business writing, editing and publishing in the corporate and non-profit arenas. The Choose Your Direction campaign is designed to provide financial advisers with the tools they need to educate their clients on the potential risks and benefits they face when considering distribution options from employer-sponsored retirement plans. Jackson's program is one of four winners in the Campaigns category, out of more than 300 submissions from across the country.

Concurrently, Jackson's multimedia campaign in support of its Perspective Investor Variable Universal LifeSM product has received a Bronze Quill Award from the Colorado Chapter of the International Association of Business Communicators for its animation. The multimedia offering provides financial advisers with an educational presentation that explains the benefits and risks of VUL products for clients of varying financial profiles. The multimedia campaign was recognized for the design and presentation of the material, as well as for its ease of use.

"Jackson is committed to providing independent financial advisers with the educational support tools that allow them to become a trusted partner for their clients," said Clifford Jack, executive vice president and chief distribution officer for Jackson National Life Insurance Company. "Our marketing department has done an exceptional job presenting complex material in a format that both advisers and their clients can understand, which ultimately helps Jackson increase its presence in an extremely competitive marketplace. I am pleased that our efforts have been recognized by these two organizations and congratulate our marketing team on a job well done."

Jackson's award-winning marketing department is based in the company's distribution office in Denver, Colorado.
Our vision is to be more than a company that provides the highest quality financial products. We want to support those who have dreams, and those who help to make them come true.

The effort, care and innovation we pour into our work gives advisers the tools, confidence and optimism required to plan for their clients' futures. In our eyes, that is success. It's an unconventional perspective, but we embrace it because we know the bottom line is about more than numbers. It includes the impact we have on the lives of those who rely on our products.
Through brokers, through banks, through registered representatives... from fixed, fixed index, and variable annuities to life insurance, Jackson National Life covers the spectrum of risk and reward with the right mix of people, products and solutions.

Annuities and life insurance are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan). Variable products are distributed by Jackson National Life Distributors, Inc. May not be available in all states and state variations may apply. These products have limitations and restrictions including withdrawal charges, recapture charges and excess interest adjustments. Please contact the Company for more information.

Variable products involve investment risks and may lose value. A variable annuity is intended to be a long-term investment vehicle designed for retirement. Earnings are taxable as ordinary income when distributed, and if taken before age 59½, may be subject to a 10% federal tax penalty.
Jackson National Life Insurance Company
IMG Service Center
PO Box 30386
Lansing, MI 48909-7886
Equal Opportunity Employer